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“As a first time homebuyer, it was a very great experience to have met Valentina!! She is very professional and knows her job very well. She always carries a smile on her face and treats you very well. I never thought my dream would come true and she made this happen for us. Me and my family are very grateful towards her and appreciate everything she did to get us here as homebuyers. She explains everything to the fullest and doesnt get tired of my twenty one questions everyday. She was always very busy but she always called you back for any questions you had. I am very proud to have chose her as my loan agent!! She is someone important that I will never forget because she was always there for us & if we did not understand something she would help us right away. I would highly recommend her to anyone interested in buying a home!! Don’t hesitate to choose her as your agent, believe me you wont regret it! She goes all the way out until she finds a solution for you. She is a person with a great personality, good communication skills,and works great with others. Thank you Valentina for all you have done to fulfill my dream!! I wanted to thank your assistant Elena Saldana also for her great big help and putting up with my nonstop calls! Thanks for everything Elena!! I could’nt of done it without you guys!! Elena is also very helpful and has a great personality and ready to help assist you.
Sorry for my essay story but you are truly recommended!!”

– Tammy T. |

Dedra S. Benchmark Mortgage client“We had the pleasure of refinancing our home with Benchmark Mortgage. Our lender, Ms.Valentina Estes, was beyond professional. She was very knowledgeable with the process of refinancing our home. Her expertise prevented us from making many mistakes. She was truly a miracle worker! We are indebted to Valentina and her staff for making our refinancing experience a pleasure. We would recommend Benchmark Mortgage and Ms. Valentina Estes if you want an honest mortgage lender. She is truly a Wonder Woman! We cannot thank her and her staff enough for all they’ve done.”

– Dedra S. |

Fernando V, Benchmark Mortgage client“Highly recommended! Valentina helped me with my loan. This is my 3rd home I’ve purchased in my lifetime. When I decided to sell my previous home and purchase a new one, I hesitated on choosing a loan officer. I told myself, who do I want to be chasing in this frustrating process. After I decided to go with Valentina from Benchmark I quickly began to feel relaxed and sure I made the right choice. She was professional, knowledgeable and genuine. She always spoke with the truth and was real with the numbers. Valentina answered all my calls ( I made a lot of calls) except for one but texted me and called me right back . I highly recommend Valentina! Thank you so much for making the process pleasant and always keeping it real. Thank you!!”

– Ashley S. |

Happy Benchmark Mortgage clients in front of their new home.“My experience with Valentina was outstanding. She worked with me every step of the way to get our credit where it needed to be, to finding the home to suit our needs, and the right loan for our budget. She went above and beyond her job title. She is very personable to work with and talk to. I highly recommend her to anyone looking for a home loan.”

– Ashley S. |

Valadez celebrating their closing!“Valentina Estes at Benchmark Mortgage was a great listener and very knowledgeable in the industry. Which made it that much more easier to trust her since day one. My husband and I loved the treatment we got as a Veteran family at Benchmark ( by the way the office is gorgeous). Most people might get intimidated by not knowing enough about the mortgage industry let alone seeing big numbers as a potential mortgage payment, but Valentina was always very nice by helping us understand and break everything down for us to better understand our individual scenario. Valentina is always a phone call away. My husband and I were very pleased to see that Valentina and her crew had profound respect to our Veterans of our community. Thank you- The Valadez Family”

– S. Valadez |

Ana A. with Valentina Estes at closing“Valentina el día tan esperando llegó !!! Y mi familia y yo estamos inmensamente agradecidos con Dios por habernos permitido conocerte y fueras el instrumento de bendición que Él uso para comprar nuestra primera casa en estados unidos, gracias por tu profesionalismo, paciencia, amor y cuidado en cada detalle, pero al te todo tu firmeza y diligencia en todo el proceso, Dios lo uso para bien una vez más y aprendimos a depender aún más de Él, definitivamente te recomiendo y más que eso te estaré por siempre agradecida, espero algún día poderte servir de igual forma.
Dios te guarde y bendiga por siempre.”

– Ana A. |

“Thank you Valentina for all your hard work in trying to get the best possible deal for the purchase of our new home! We truly appreciate everything you did for us!! Thanks again.”

– G. Robles |

“Thank you, Valentina. My family and I are so thankful for everything. You made all this process much easier for us, you explained every step, pros and cons of the options we had. Every question we had at any time you would reply with great customer service. Thank you again to you and all Benchmark staff. Our family recommend you 100%.”

– Monica C. |

“(Translated by Google) It really was a very pleasant experience to work with Valentina and her team; very professional and accessible at all times.
It was a pleasure to work with Benchmark Mortgage, very grateful for the work they did.

(Original)De verdad que fue una experiencia muy agradable trabajar con Valentina y su equipo; muy profesional y accesible en todo momento.
Fue un placer trabajar con Benchmark Mortgage, muy agradecidos por el trabajo que realizaron.”

– Marco G. |

“If you need a home loan call Valentina, she’s the best! She truly cares about her clients and works hard to get you the best deal! I definitely recommend her and will use her services again!”

– A. Flores |

“Valentina is friendly, highly professional, and makes a complicated process simple by explaining each step in detail. Sarah is kind, organized, and truly dedicated. Thank you both for helping us out with buying our new home.”

– A. Calles |

Monica C. and family with new home. lending by Valentina J. Estes of Benchmark Mortgage.“Thank you, Valentina. My family and I are so thankful for everything. You made all this process much easier for us, you explained every step, pros and cons of the options we had. Every question we had at any time you would reply with great customer service. Thank you again to you and all Benchmark staff. Our family recommend you 100%.”

– Monica C. |

Bianca client photograph“I highly recommend Valentina and her staff. She was great, walked me through all the details throughout the process of purchasing and obtaining a loan for my new home. She’s professional and very knowledgeable on what she does. She’s knows 100% everything there is to know & how to help you. I feel I had a great experience, My family & I are very happy with the purchase of our new home. Thank You Valentina and to her staff!”

– Bianca P. |

Photo of Trinidad at Benchmark Mortgage“Thank you Valentina Estes at Benchmark Mortgage for going way beyond the call of duty to ensure the successful purchase of my new home… a new beginning.
Your customer service is of the highest caliber and that is a rarity these days.
I was your client and now I consider you a friend.”

– Trinidad A. |

“Valentina and her staff were great to work with! They made our home buying experience very pleasant and were always available (day – night – weekends…whatever) to answer all of our questions. She was very knowledgeable and always provided timely updates throughout the entire process of getting our loan approved. I can’t recommend her enough! If you’re looking for a lender for your needs, give her a call right away.”

– Darrell S. |

“Valentina helped us get our first house! She was awesome very professional and was able to answer all the questions we had with the utmost truth and transparency. My wife and I could not be happier with the service she provided us!!”

– Jeffrey P. |

“Valentina was very helpful during the whole loan process. She responded quickly, was very knowledgeable and made sure everything went smoothly. She is a very nice person and I would recommend her to anyone looking to purchase a home.She is phenomenal at what she does,honest, straightforward and genuine. Valentina always wants what is best for her clients. Great experience 👍👏 !!!! Thank you Valentina.”

– Jose V.

“If anyone can make it happen, it’s Valentina. She helped us out in financing our home and made it possible. If you need to finance or refinance your home, she can make it happen painlessly and hassle free. Thank you Valentina for being patient, hard-working, and our loan agent!”

– Delia A.

“Valentina works in a professional way by approaching each client according to their specific needs. She is amazing as solver problem and she really helps each Buyer by answering every question in financing. Thank you Valentina for your committed work, time and effort. You are the best loan officer!!”

– Heidi T.

“Valentina is Always on the go, but NEVER too busy to answer any questions or concerns I may have. ALWAYS calls back when she wasn’t able to pick up when I initially called. She goes above and beyond with her customer service!”

– Griselda H.

“My experience with Benchmark mortgage in Imperial County was exceptionally great. I did not have to worry or stress about anything because everything was taken care of by the rep Valentina Estes, who is very friendly, helpful as well as educative about the loan process. She was able to advise me on how to move forward with my finances so that I can qualify for a loan. I didn’t think buying a house would be easy but she made it feel like it was. I like working with honest people….. and the big plus was that I gained a true friend druing this process. Way to go Valentina!”

– Rosalva J.

“As I reflect back on 2017 and I can’thelp but think of the biggest loss of my life, my better half, my husband.
So many changes came along after he was gone and one was our mortgage and everything that comes along with it. For months I dealt with our previous mortgage company and after not hearing back from them I felt frustrated and dealing with this on my own made everything worse.
In my desperation I talked to a friend and she directed me to Valentina, her along with all of her team worked amazingly fast. This time I was overwhelmed because of how fast everything was moving and because I was seeing the light at the end of this tunnel.
As much as I was nervous and anxious they were extremely patient with me and for that I am beyond grateful. I’m sure my husband would agree.”

– Yadira A.

“Valentina made getting financed for my home a very smooth and painless process. Valentina and her assistant, Grace are professional individuals who were always available for any questions or concerns I had. As an assistant, Grace is really on top of everything. I’m so thankful for this wonderful experience, and ecstatic about getting my new home!!! I will definitely contact Valentina for any mortgage needs in the future, and highly recommend her to friends and family.”

– Christina M.

“Valentina J. Estes has been one of the best real estate agent in Imperial Valley. In fact, I have been known Valentina for a few years, but this year is when I needed her help the most. I have to say thank you for being very professional and an excellent guide throughout the whole process of refinancing my house. I really appreciate your time and effort in finding the best financial options for my family and me. Valentina J. Estes and Grace Mendoza are a great team who is kind, responsible, efficient, nice, and very professional. I would like to thank you, both, for the bottom of my heart because I certainly know that my family and I would not be able to make it without you. I personally highly recommend Valentina J. Estes to anyone looking for a home loan with a professional and humane outlook on any sort of business.”

– Maria M.

“I have used various mortgage companies in the past, but I was very surprised as to the efficiency and how meticulous Valentina J Estes is from Benchmark Mortgage. Her knowledge and expertise are astounding. Thanks to her my mortgage experience was very positive. Thank you Valentina.”

– Abel M.

“We just want to say a BIG THANK YOU to Valentina and Grace!! I have so much to say about them, since day one Valentina looked at me and said, You can do this however it will be hard work but I trust that you can do it, I took her words and prayed and asked my Lord to help us through this….and He did!!! first of all by placing both Valentina and Grace in our lives!!! Thank you girls for all you do for your clients!!!”

– Iliana G.

“want to thank Valentina j Estes because she was there for me and my family from the beginning to the end , it didn’t matter the time she answered my question quickly, and her support and the right information that I received !!!

Thanks for your help Valentina, you did everything easier, now my family and I have a beautiful new home”

– Paul T.

“Valentina made buying our house easy and without stress. We recommend anybody that’s buying a house to use her as their agent. She’s very friendly and has all the answers to any questions which makes you feel at ease. She is somebody you can trust.”

– Luis C.

“Valentina Estes is an extraordinary Mortgage Broker! Valentina and her Benchmark team did everything with full heart and passion in the process of my new home! Thank you for the amazing support, for the patience, for you advice and for making this possible. As first time home buyers we had questions and doubts. Valentina was able to make our transition into home owners an amazing experience. Thank you Valentina and Grace for your patience! Thank you for excellent communication and for always being on track of everything. I wish you success on everything you do! You ladies are amazing I will be in touch!!! XOXO Once again thank you for making this possible!!!!”

– Alejandra M.

“Valentina made buying a house less scary for me. She has been awesome and patient with me during the whole process. You can easily send her a text message with any question you have and she’ll get back to you efficiently. She has gone above and beyond to help me get the house.

Thanks for everything, Valentina! Will definitely tell friends and family about you”

– Dianna S.

“I’d like to thank Benchmark Mortgage for assisting me through the process of my brand new home! Valentina and her assistant Grace were very helpful and quick to respond with questions I had. Most of the process was completed via emails and text messaging which made it extremely easy for me due to my busy schedule. Lastly, she completely understood my budget for down payment and closing costs; she ended up going above and beyond to save me even more $ than I expected to use for appliances/furniture. I would definitely recommend them! Thanks again :)”

– Francisco L.

“As a first time home buyer, I had many concerns and questions. Valentina took his time to make sure that I was comfortable and confident throughout the entire process. All elements needed for closing were done so in a timely manner. I am very pleased with the service Valentina and his assistant Grace have provided.”

– Alex M.

“Valentina was a pleasure to work with through our home buying process. Her expertise in the field and professional character made our purchase enjoyable and painless. From beginning to end I always felt comfortable and confident that Valentina would have my family’s best interest in mind and with every turn in the process she would have our back. Valentina receives my highest recommendation.”

– Michael G.

“Valentina is very professional and efficient she made the entire home buying process easy and smooth. She is very attentive and explains in detail everything you should expect. Definitely recommend”

– Jeffrey A.

“Valentina definitely deserves a five star review!!! Her and her wonderful team is the reason why i now own a beautiful home. Very professional and fast at completing the task at hand. My loan was approved rather quickly. If you are in the market to purchase a home first task on your list should be getting pre approved. Benchmark is the way to go. Thank you for all your time and dedication.”

– Giovanna H.

“Valentina is very professional, she helped us with the entire loan. She answered all question and was there during the process also when we needed Valentina, she was there all the time with us.”

– Ricardo T.

“Valentina is the best Senior Loan Officer I’ve ever met. She is very easy to work with, reliable, honest, knowledgeable, straight forward and very positive. Thank you Valentina and Benchmark team to make it easy for us.”

– Ana V.

“She gave an excellent service very thorough with her work and huge help every step of the way.”

– Luis C.

“My husband and I just bought our first home and Valentina Estes was the person who got us there. It was a long and TEDIOUS road to travel however, Valentina was able to guide us along the way. What my husband and I appreciated the most was her swift reply every time I asked a question or was unsure of something. She was always quick to text or call back. She never kept us “hanging.” She was able to point us in the right direction as to how to work on our credit and get the best possible rate available for us. She is a hard working professional in every sense of the word. Buying a home for the first time can be quite overwhelming and totally intimidating but with Valentina by your side you are sure to relax a little knowing that she has your best interests at heart.”

– Melissa A.

“Valentina has been amazing through every step of our home buying experience! With finances, one can feel vulnerable, exposed and unsure. I know this was our sentiment as we started our search as first time home buyers. Perhaps it was other lenders we had met with that left us feeling this way. From the beginning, Valentina was very warm and welcoming and made us feel very comfortable. She was very knowledgeable, straight forward, and positive throughout our whole experience. She and Grace were attentive and explained every step of the way. Thanks to these fantastic ladies at Benchmark, we can now say we will be enjoying our very first home just in time for Christmas”

– Yvette C.

“If you are looking to buy a home there is no individual that would try and help you as Valentina Estes. Her efficiency and dedication to her work is amazing! My wife and I bought our first home and we couldn’t ask for a better loan officer. She will answer and explain every question you have and she is very easy to reach. I really can’t emphasize how much I recommend her services. She is simply that person that would help you buy the house of your dreams!”

– J. Galvan

“Valentina Estes is very honest and up front and will go through every single detail about your loan that will leave you with little to no questions to ask. Before her I went to 3 other Mortgage Lenders that didn’t put much interest on my loan, but as soon as we walked in to Valentina’s office she made us feel important to her, any question I asked, she wouldn’t answer without first moving numbers to give an accurate response. Her assistant Grace is wonderful, she is there for you 24/7 literally during the process. The Numbers she gave me were my final numbers, no surprises which is what we most look for.”

– Jose R.

“Working with Valentina Estes was one of the best experiences of our lives! She was patient with us and efficient throughout the entire process. Valentina was very knowledgeable and answered all of our questions on time. As first-time homeowners, my husband and I were nervous about making the transition from being renters to being homeowners, but Valentina explained the process and worked diligently to inform us about every step. I especially liked the way she worked even on the weekends! Grace, her assistant, was also very helpful throughout the process, sending information on our behalf when necessary. We are so blessed and grateful to have had the opportunity to work with Valentina Estes”

– Mayra H.

“Valentina helped us with our initial home loan and with our refinancing.  She went above and beyond and maintained contact with us every step of the way, making sure we knew what was going on.  Our refi was a VA loan and she made everything as quick and simple as possible.  She was honest with us and treated us more like friends than clients.”

– Jerry N.

I feel grateful with Valentina Estes because thanks to her I have my first home. She made the process so easy and fast. She is a professional and knowledgeable in her area. She is always there to answer your questions. I would definitely recommend her with closed eyes. If you are looking for a loan, do not hesitate in contacting Valentina.”

– Lourdes J.

My wife and I just purchased our first home and the entire process was so easy thanks to Valentina. She is very up front and honest about every little thing along the way and doesn’t leave you wondering about anything. In the rare case my wife and I had a question about our loan or anything else we were able to easily reach Valentina or her assistant Grace no problem. We will highly recommend her to anyone we know interested in buying a home. Thanks again Valentina!”

– Ted T.

“Valentina and her assistant Grace are awesome! My wife and I are first time home buyers, they made the process smooth, easy and fast. They provided support each step of the way, although we moved in from out of town. We are greatly grateful for their help. We would recommend them ‘hands down.'”

– Jose C.

“Ms. Estes is wonderful.  She works very hard to get you the best deal. She keeps you well informed  of what’s going on  and always  returns phone calls .  She is very honest  and is very knowledgeable in her craft. I would definitely recommend her to anyone who is looking for a loan.”

– Delia A.

“Valentina is very proficient and efficient when it comes to her work. Closing is fast and smooth with her. What I liked the most are the weekly updates that Benchmark provides. I don’t have to be calling on the status because they automatically send me the status. Thank you for answering weekends and evenings Valentina”

– Berenice M.

“Valentina works very hard for her clients. She is dedicated to helping them with their financing needs, whether they are purchasing their first home or refinancing an existing property. She is dedicated to helping her clients solve their financial issues no matter how challenging they may be. She is knowledgeable, she works quickly and she is very patient with her clients. Her loan applications are accurate and complete, which expedites loan approval and funding. Most important of all is that she provides excellent customer service to her clients. Even after a client’s loan has funded, she follows up to ensure that they are satisfied with the product and service that they received. If you are looking for someone to help with you real estate financing needs, I recommend that you contact Valentina Estes.”

– Robert M.

“Ms. Estes is a very professional individual who was able to answer all the questions we had and was able to assist us with the smooth purchase of our first home. Being a first time buyer my wife and I knew it was going to be rough, but Valentina was there to guide us through our financial requirements and documentation and she made the whole process very smooth.
The loan application was very easy to fill out and she was able to explain everything in detail. Very efficient and knowledgeable in the field, we were able to finish the whole process in just over a month. We are now very happy homeowners thanks to her.
if you are looking for home loan assistance, Valentina Estes is definitely who you want to look for. One of the few in the are that is willing to work with VA loans for those of you interested.”

– Jesus V.

“Valentina was patient and knowledgable throughout our loan process. She quickly answered our questions anytime day or night. I appreciate her work ethic and dedication to her clients.”

– Veronica H.

“I can”t thank enough to Valentina Estes for making my dream come true. Her honesty, commitment, and positive attitude helped to easy the stress of the process of getting a new house. No doubts she does a great job!!”

– Laura S.


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In the mortgage business, nothing is more valuable than proof of excellent service. The best evidence is not our low ratio of complaints, or the full branding of what is merely our everyday approach to lending: Lifetime-Loan-wBG-300x47. The best evidence is your testimony and what other clients have said.

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